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Pearly

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Pearly enables dental practices to offer in-house membership plans and manage patient financing, replacing insurance dependency with direct-pay relationships.

AI-researched overview
Last researched 2026-05-09

What it does

Pearly is a dental membership plan and patient financing platform that helps practices build direct-pay relationships with uninsured or underinsured patients. The platform allows practices to create and sell custom in-house membership plans (annual subscription for preventive care + discounts on treatment), manage member billing, and offer patient financing options. Pearly integrates with dental PMS systems and provides a patient-facing enrollment experience. In-house membership plans are increasingly popular as an alternative to traditional insurance for self-pay patients.

Considerations

In-house membership plans require practice commitment to plan design, marketing, and ongoing member management. Pearly is strongest for practices with significant uninsured patient volume. Practices in high-insurance markets may see slower membership adoption.

This overview was researched by AI from public sources including the vendor's website, regulatory filings, and public announcements. It is not a user review. Have direct experience? Submit a review →

Core features

  • In-house membership plan builder
  • Member billing and management
  • Patient-facing enrollment portal
  • Patient financing options
  • PMS integration for plan tracking
  • Multi-location membership management

Practice size fit

SoloSmall GroupMid GroupDSO

Reviews

4.6(142 reviews)
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Quick facts

Founded
2020
HQ
New York, NY
Team size
11-50
Funding stage
Series A
Funding raised
Undisclosed
Pricing
Subscription
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PMS integrations

DentrixEaglesoftOpen DentalCarestack
Implementation Playbook

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Step-by-step guide for DSO and solo practices. Pre-implementation checklist, onboarding, staff training, ROI tracking.

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